Funding for your next load or lease — Truckers Solutions
We connect owner-operators and small fleets with lenders who understand the 2026 trucking market and your specific equipment needs.
Soft credit inquiry only. No impact on your score.
- Detention pay
- Deadhead
- ELD compliance
- Factoring
- IFTA filing
- Reefer unit
- Load board
- Lease-to-own
Financial services, credit solutions, and equipment financing for independent owner-operators and small trucking fleets.
Financing options matched to your situation, in one place.
- Equipment Used truck financing Secure loans for used semi-trucks with terms based on current market value.
- Capital Working capital Bridge your cash flow gaps for unexpected repairs or maintenance costs.
- Trailer Trailer funding Get heavy-duty truck trailer financing to expand your hauling capacity.
- Debt Tax debt relief Solutions for owner-operator tax debt to keep your authority active.
- $15K–$750K Available funding range
- 24–48 hours Time to receive cash
- 1 soft pull No credit impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
No startup bias
- We specialize in funding new authority operators.
- We look past short business histories.
Transparent terms
- All rates and fees are disclosed upfront.
- No hidden balloon payments in our contracts.
Fast approvals
- Receive funding decisions in under two business days.
- Requires significantly less paperwork than bank loans.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Low credit score
Banks often reject applicants below a 700 FICO score due to strict protocols.
Short time in business
Conventional lenders require three years of active authority to lend.
High debt ratio
Lenders fear thin margins during slow freight months.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Independent owner-operator
Down payment for a used 2023 Freightliner Cascadia.
Small fleet owner (3 trucks)
Emergency engine repair and maintenance funding.
Solo driver
Paying annual insurance premium upfront for a discount.
Independent contractor
Expanding trailer inventory for expedited freight.
Understand your financial standing
Access our library of guides on 2026 DOT compliance, tax planning for owner-operators, and factoring comparisons to keep your business profitable year-round.